I’ve Saved £100,000 by 32 by Following Strict RulesMy life motto has always been: Buy what you need, and invest the rest. This attitude towards money has helped me accumulate over £100,000 in retirement savings since my mid-20s from a workplace and private pension.
Why This California Family Can’t Buy a Home Despite Earning $270KWith home prices high, American families are grappling with the prospect that homeownership might remain out of reach for them for a long time.
How Climate Change Could Upend the American DreamAmericans have long accumulated wealth by owning their homes, but a new study predicts that spiking insurance rates and climate disasters now herald an era of widespread losses.
Renter Affordability Has Improved — Here’s What’s Behind the TrendThe cost to rent is coming down faster in some areas of the U.S. than others. Here are some of the most and least affordable spots.
Going to Weddings and Birthdays Can Be Pricey. How to Cut Costs or Gracefully DeclineIf your social calendar is burning a hole in your wallet, there are steps you can take to spend less while maintaining good relationships.
Irrevocable Trusts: So Many Options to Lower Taxes and Protect AssetsEditor’s note: This is part 16 — and the final article — of a series about the fundamental principles of using trusts and LLCs in estate planning, asset protection and tax planning.
I fit the world’s most powerful graphics card in my aging miniature SFF PCIn 2022, I wrote that GPUs were headed in the wrong direction — their price, size, and power consumption were off the charts.
Why Banks May Be Hoping You’re Not Paying AttentionThe median American household has a combined balance of $10,000 in its checking and savings accounts, according to a census estimate. For the last few years, anyone keeping this amount in a high-yield savings account has earned close to 4 percent annual interest, or about $400 a year.
The Long Shadow of the Chinese Exclusion ActBetween 1848 and 1852, more than twenty thousand Chinese migrants made their way to San Francisco in search of gold. The vast majority were men—rural peasants from Guangdong Province, situated on the southeast coast of China, near Hong Kong.
I retired at 59. Middle-management jobs were my secret sauce for building my wealth.The career model you typically hear about in the US is to work for a company until age 65 and then retire and enjoy your latter years as best you can. I've worked in tech since the 1990s, and I've always known I wanted to retire early to enjoy my more active years.
After the Palisades Fire, What Can We Really Rebuild?As the community of Pacific Palisades, California, burns, ProPublica’s Tim Golden reflects on how the blaze will transform his hometown.
The Retirement Maneuver More People Should Be MakingIt’s hard to hand over a big portion of your retirement savings when you’re old or getting there. Every fiber in your being shrieks “mistake.
Sebastian Mallaby on Finance’s Intellectual Adventure StoriesSebastian Mallaby is a senior fellow at the Council on Foreign Relations and the author of five books, including, most recently, “The Power Law,” an account of the venture-capital industry.
Ease the Tax Bite When You Tap Retirement AccountsA key part of retirement planning is knowing how to tap retirement accounts without running up a huge tax bill. Retirement brings so many questions.